CREDIT CARDS ARE KEY
The main way to earn miles and points, aside from collecting them by flying and staying in hotels, is by using a rewards credit card. There are lots of different cards offering lots of different deals. But perhaps the main ones in the UK right now are Virgin credit cards, with which you earn Virgin Atlantic Flying Club Miles and American Express, with which you earn BA Avios or Amex Membership Reward points. The premise is the same for both of them, though: for every £1 you spend, you get a certain number of miles or points in return. Using a credit card, rather than a debit card, means every time you spend you are collecting miles. Just remember to always pay the balance at the end of the month or you will incur interest charges.
SHOPPING PORTALS
Airlines pair up with a huge range of online retailers who offer you miles when you make purchases via a shopping portal. Whereas you might be earning one or two points per £1 by using a credit card in a normal shop, if you go through an airline shopping portal, you can often earn multiples of that. For example, BA’s Executive Club e-Store recently had a deal with Kiehl’s: you received 40 Avios per £1 spent. That is like getting 44p back in the pound at The Point Guy’s current valuation of Avios. And if you buy using a rewards credit card, then you get even more points.
It is also worth noting that Tesco Clubcard points convert into Avios and Virgin Flying Club Miles, too. At The Points Guy, we worked out that if you spend an average of £200 per week at Tesco, over a year, you would pick up 25,000 Avios or Virgin Flying Club Miles each year.
LOYALTY PAYS
Hotel loyalty programs, such as Marriott Bonvoy and Hilton Honors, are absolutely brilliant ways to collect points. You can sign up for free, then every time you stay you earn points, which can then, in turn, be spent on free hotel stays (or even converted into airline miles). If you want the ultimate in points redemption, you could, for example, use Avios to book a business class Qatar ticket to the Maldives and then use your Hilton Honors points to book the Waldorf Astoria.